How to Choose the Right Home Insurance | David Keane, Solve My Claim

Want to know how to choose the right home insurance? David Keane, Solve My Claim, helps us know what to check when choosing.

Choosing the right home and contents insurance policy can have a huge impact on how protected you are, and what you’ll receive if you suffer loss or damage to your home or contents. 

Learn what to look for here.

Solve my Claim provides expert support and assistance to anyone struggling with their insurance claims. 

David is an expert on all things home and content insurance, and he’s going to help us understand and decipher the differences between insurance policies, and what to check, so we know we’re covered.

This is essential listening for anyone choosing a home and contents insurance policy, or wanting to review their existing policy to ensure they’re covered properly.

David Keane, Director of Solve My Claim

David is the Director of Solve My Claim, and he has been involved in the insurance industry (primarily in the area of claims management, loss adjusting and assessing services), for more than 24 years. 

During this time, he was constantly amazed at how many people came to him with insurance problems, complaints, disputes and claims problems. In every instance, he was able to resolve those claims. He realised that there was nowhere for these people to turn, and that realisation started a process that resulted in the creation of Solve My Claim in 2014.

Solve My Claim exists to provide expert guidance, to help you navigate through claims disputes and problems that can be difficult to resolve.

Many people feel disempowered when making an insurance claim, because the company has a team of experts acting for them, and you are all on your own. Well not any longer! Solve My Claim is levelling the playing field, and ensuring that you have the best possible opportunity to solve your claim.

In this interview, David is going to help us understand:

What he recommends you specifically check in your insurance PDS to ensure you’re coveredHow to best determine the value of your home and contents for insurance purposesAnd whether unapproved structures, especially on rural and regional properties, will be covered in your insurance policy.

So, let’s hear more.



Solve My ClaimWeb >> >> free Facebook groups they have >> SOLVE MY CLAIM FACEBOOK GROUPSInstagram >> to Contents Inventory Schedule >>> CLICK HERE TO DOWNLOAD
The post How to Choose the Right Home Insurance | David Keane, Solve My Claim appeared first on Undercover Architect.

Home Loans 101 and Lending Criteria – Part 2: Amy Beattie, Good Green Home Loans

Do you understand Home Loans 101, and the various lending criteria that decide a ‘yes’ or a ‘no’?

Amy is a Mortgage Broker and owner of Good Green Home Loans. If you’re seeking sustainability from your home lenders and mortgage broker, you’ll love meeting Amy.

This is Part 2 of my conversation with Amy about home loans 101 and the lending criteria that will decide your mortgage.

You can listen to Part 1 here.

Good Green Home Loans is not your typical mortgage broking service.

Good Green Home Loans helps you make sustainable choices with your home loan, which is fantastic in exercising your buying power for greater environmental impact.

Amy Beattie is a mortgage broker who has built a business based on her personal commitment to improving the environment, and seeking a positive impact on the world.

Good Green Home Loans is here to help you find the right home loan at a great rate – using only environmentally responsible lenders who aren’t using their profit and power to support the fossil fuel industry.

Good Green Home Loans helps you make sustainable choices with your home loan, which is fantastic for exercising your buying power.

When we feel powerless to create change, it’s important to remember how powerful our personal spending decisions can be. We can send a great big message to the companies who seek to serve us, by demanding better from their businesses.

Amy is a wealth of knowledge and experience in helping those buying, building and renovating, find suitable, competitive loans, from ethical lenders.

Amy Beattie, of Good Green Home Loan

In this episode, I ask Amy questions such as:

• What are some of the considerations you need to make when purchasing land in a bushfire prone area, to set yourself up for better chances with your finance applications?

• If you’re renovating an existing home in a bushfire prone area, what will lenders look at to see if you’re viable for borrowing for your project?

• Many people may have bought land some time ago that has since been given a bushfire overlay. What do you suggest they do in regards to reviewing the finance options for building a new home on that land?

• How do you see banks black-marking specific postcodes or areas, and on what basis?

• When looking at construction loans for new homes or renovations, what things do people need to consider with financing?

And lastly, we also discussed a scenario I’d been told about occurring after the 2009 Black Saturday fires …

One of the challenges that occurred for homeowners in 2009 Victorian fires was that the insurance settlements they received were actually full payouts of mortgages.

And so then they were left without a mortgage, no income due to not being able to work, or the fire destroying their business as well, and then no ability to secure finance.

What options (if any) might there be for people dealing with this now, or what alternatives there are for people?

So, let’s hear more from Amy Beattie.



Good Green Home LoansWebsite >> >>
The post Home Loans 101 and Lending Criteria – Part 2: Amy Beattie, Good Green Home Loans appeared first on Undercover Architect.

Water Leaks – Owner Builders Watch

I bet you did not know that according to Chubb Insurance1
water leaks are more expensive than fire and theft when it comes to claims rectification.

Out of sight – out of mind.

When building or renovating taking notice of pipes and hoses
is the last thing you as the Owner Builder are worried about.

However, internal water damage can be more costly to fix and
depending on where the leak is, difficult to find and can cause long term
damage. Most home insurance policies will not cover the leak because they
consider it to be part of the building process.

They may even consider the leak to be a defect or a
maintenance issue, that you should have been aware of, flexi hosing is a risk
and its potential failure you should have been aware.

Solution, you should consider is a shut off device
that can be installed by a plumber.  This
will limit the amount of water that if a burst pipe or flexi hose escapes into
your home, it could even save you money on your Home and Contents Policy after
finishing building.

1Chubb Get Smart about Water Leaks

The post Water Leaks – Owner Builders Watch appeared first on Australian Owner Builders.

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